On select items with your Synchrony Music Credit Card
Or select Pay with Synchrony at checkout.
No Interest if Paid in Full Within 6 Months*
On qualifying purchases up to $398.99 made with your Synchrony Music Credit Card. Interest will be charged from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required.
No Interest if Paid in Full Within 12 Months*
On qualifying purchases of $399 or more made with your Synchrony Music Credit Card. Interest will be charged from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.
Applying is quick, easy, and secure
1. Apply at Checkout
During checkout, click the
button and fill out a secure online application.
You'll get an instant credit decision shortly after you submit the application.
If you're approved, we'll send you a temporary account number and you can start shopping right away.
Manage your account with Synchrony
Make payments, view your balance, update account information, and schedule up to 12 payments at a time.
Frequently Asked Questions
How do I apply for a Synchrony Music Credit Card?
You can apply for a Synchrony Music Credit Card by filling out an application online. Apply now.
How do I manage my Synchrony Music Credit Card?
Log in to your account at mysynchrony.com to view your balance, schedule payments and view previous purchase activity.
How do I make a payment on my Synchrony Music Credit Card?
Pay Online: Log in to your account on mysynchrony.com, click "manage my account," and then click "payments."
Pay By Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 Mon – Sunday 8:00 am to 12:00 midnight EST to make a payment by phone.
Pay By Mail: Mail payment to the address below. Please note: ensure that you have plenty of time for your payment to arrive prior to the payment due date. Synchrony Bank P.O. Box 960061 Orlando, FL 32896-0061
*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99% minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.